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READY WHEN YOU ARE

Why now is a smart time to buy a new home

When is the best time to buy a new home?

It’s a question many buyers across the UK are asking right now.

While there are some changes happening in the UK at the moment, the Bank of England kept the base rate the same in June 2026. One other constant is that UK property prices have consistently risen in the long term, further adding to the sense of stability for homebuyers. There’s more good news. 

Major lenders have cut rates on both their two-year and five-year fixed mortgages, indicating a downward trend. Plus, a new £5K deposit mortgage was introduced in May 2026. There are some great deals to be had in the current market.  More than that, now’s the opportunity to start building value in your new home for the future. 

Now is a good time to act for the chance to be moved into your quality new Bloor home quicker, with homes ready to move into now, no onward chain, and expert support from our sales team and independent financial advisors.

Why choose

A new build home today?

The Market

What's happening in the market right now?

Even with the Bank of England holding the base rate at 3.75% in June, major lenders have lowered their rates, and an exciting new mortgage has entered the market. 

  • The average two-year fixed has fallen from 5.84% to 5.68% since April, and a five-year fixed from 5.75% to 5.63%.
  • NatWest, Barclays, Santander and Accord all cut their rates in June. 
  • A £5K deposit mortgage is now available to first time buyers on homes up to £300,000, through Lloyds, Halifax and brokers.

 

Expert Advice

Falling mortgage rates, an exciting new mortgage product and the chance to be moved in before Christmas, TV mortgage expert Sarah Tucker (@the_mortgagemum) chats about why now is the perfect time to buy a Bloor home.

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Customer Stories

Happy homeowners

  • A smiling couple in hard hats and safety vests pose for a selfie in front of a new brick house under construction.
    Lo and Anna

    First Time Buyers

  • Adele and Tom

    First Time Buyers

A smiling couple in hard hats and safety vests pose for a selfie in front of a new brick house under construction.A happy couple embraces on the paved walkway in front of their new red brick house, with a clear blue sky overhead and other houses visible in the background.

"Honestly, the main thing we noticed (which we really did not get from the previous builder) was the strong communication and customer service! It was top notch."

Lo and Anna - First Time Buyers

Meet first time buyers, Lo and Anna - their first home journey didn't begin with Bloor, but we were happy to become their Plan B.

Read Lo and Anna's full story