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READY WHEN YOU ARE

Why now is a smart time to buy a new home

When is the best time to buy a new home?

It’s a question many buyers across the UK are asking right now.

While there are some changes happening in the UK at the moment, the Bank of England kept the base rate the same in June 2026. One other constant is that UK property prices have consistently risen in the long term, further adding to the sense of stability for homebuyers. There’s more good news. 

Major lenders have cut rates on both their two-year and five-year fixed mortgages, indicating a downward trend. Plus, a new £5K deposit mortgage was introduced in May 2026. There are some great deals to be had in the current market.  More than that, now’s the opportunity to start building value in your new home for the future. 

Now is a good time to act for the chance to be moved into your quality new Bloor home quicker, with homes ready to move into now, no onward chain, and expert support from our sales team and independent financial advisors.

Why choose

A new build home today?

The Market

What's happening in the market right now?

Even with the Bank of England holding the base rate at 3.75% in June, major lenders have lowered their rates, and an exciting new mortgage has entered the market. 

  • The average two-year fixed has fallen from 5.84% to 5.68% since April, and a five-year fixed from 5.75% to 5.63%.
  • NatWest, Barclays, Santander and Accord all cut their rates in June. 
  • A £5K deposit mortgage is now available to first time buyers on homes up to £300,000, through Lloyds, Halifax and brokers.

 

Expert Advice

Falling mortgage rates, an exciting new mortgage product and the chance to be moved in before Christmas, TV mortgage expert Sarah Tucker (@the_mortgagemum) chats about why now is the perfect time to buy a Bloor home.

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Bloor Journal

Life with Bloor

Customer Stories

Happy homeowners

  • Adele and Tom

    First Time Buyers

"I think in one day we might have seen four developers and Bloor, for us were the ones that stood out as the best. I'd definitely recommend Bloor. I've literally shouted about it to everyone."

Adele and Tom - First Time Buyers

Adele and Tom talk about securing their ideal, spacious Bloor home and the service they received.

Read Adele and Tom's full story