It’s a question many buyers across the UK are asking right now.
While there are some changes happening in the UK at the moment, the Bank of England kept the base rate the same in June 2026. One other constant is that UK property prices have consistently risen in the long term, further adding to the sense of stability for homebuyers. There’s more good news.
Major lenders have cut rates on both their two-year and five-year fixed mortgages, indicating a downward trend. Plus, a new £5K deposit mortgage was introduced in May 2026. There are some great deals to be had in the current market. More than that, now’s the opportunity to start building value in your new home for the future.
Now is a good time to act for the chance to be moved into your quality new Bloor home quicker, with homes ready to move into now, no onward chain, and expert support from our sales team and independent financial advisors.
Why choose
A new build home today?
The Market
What's happening in the market right now?
Even with the Bank of England holding the base rate at 3.75% in June, major lenders have lowered their rates, and an exciting new mortgage has entered the market.
The average two-year fixed has fallen from 5.84% to 5.68% since April, and a five-year fixed from 5.75% to 5.63%.
NatWest, Barclays, Santander and Accord all cut their rates in June.
A £5K deposit mortgage is now available to first time buyers on homes up to £300,000, through Lloyds, Halifax and brokers.
Getting Ahead
Why buying now can put you ahead.
There is never a ‘perfect’ time to buy a new home. But today’s market presents an opportunity for buyers who are ready to make their move.
Buying now means securing today’s price before values potentially rise further, helping protect you against paying more for the same home later.
If mortgage rates continue to ease, more buyers are likely to return to the market. Acting sooner could mean a wider choice of homes and less competition than waiting until demand increases.
And every month you own your home is another month you’re investing in your future rather than paying rent or delaying your next move. Buying sooner means you start building equity sooner, putting yourself in a stronger position for whatever comes next.
Buying a New Build
Why a new build home makes even more sense right now.
Choosing a new build home doesn’t just help you move - it can make the whole experience smoother, more predictable, and better suited to modern living.
Lower maintenance costs - Everything is brand new and built to the latest standards, meaning fewer repairs, fewer unexpected costs, and more time to simply enjoy your home.
Energy-efficient living - Modern insulation, efficient heating systems and features such as EV chargers or solar panels can help reduce your energy bills and offer greater long-term savings.
Buying schemes to make your move easier - If you have a home to sell, Part Exchange and Assisted Move can help remove delays and uncertainty. With no onward chain, you can move with more confidence and fewer complications.
A 10-year warranty for peace of mind - Every new Bloor home comes with a 10-year warranty, giving you reassurance that your home is built to last - now and for years to come.
Expert Advice
Falling mortgage rates, an exciting new mortgage product and the chance to be moved in before Christmas, TV mortgage expert Sarah Tucker (@the_mortgagemum) chats about why now is the perfect time to buy a Bloor home.
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Adele and Tom - First Time Buyers
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"The reason I bought a new build was I was looking at second-hand properties and found that there was always a lot of work to do. Buying a Bloor Home was a very smooth process"
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Sue and Dave discuss their positive purchase experience downsizing with Bloor Homes, highlighting the quality and smooth processes.
"Downsizing was the only option really for us. Our house was looking very tired needed lots of work and why not go for new build. I would recommend anyone to move into a Bloor Home."
Nigel and Gillian - Downsizing
Nigel and Gillian Wright took the opportunity to downsize into a fresh, modern house with warranties and a 10-year guarantee.
"We used assisted move, and it really worked for us. It's so smooth, so easy. There was fantastic communication from Bloor and our estate agent, so they were always communicating with us. "
Greening Family - New Family Home
The Greening family detail their hassle-free move into their dream home with Bloor Homes’ assisted move offer and clear communication.
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Melanie - Bespoke Options
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"It it was like a team a team behind me basically and the process only lasted 8 weeks. The house is brilliant. The site, the way it's designed is brilliant."
Nigel - Customer Service
Nigel highlights Bloor Homes’ helpful team and excellent location choice, making his move stress-free and enjoyable.
"We did look at other house builders and what we found was when we came to Bloor Homes there's a little bit more space. Things weren't crammed in they made a very good use of space. "
Ian and Eden - Customer Service
Ian and Eden share how they found the ideal Bloor home with generous space and in a great location, plus helpful support from the team.
"Living in a Bloor Home has made a dramatic difference to our life... we've settled so well and so we're so happy and it was definitely the best move that we've ever made."
Holly - Customer Service
Holly reflects on her exceptional buying experience, where personalised support and service made all the difference.
"I think in one day we might have seen four developers and Bloor, for us were the ones that stood out as the best. I'd definitely recommend Bloor. I've literally shouted about it to everyone."
Adele and Tom - Customer Service
Adele and Tom talk about securing their ideal, spacious Bloor home and the service they received.
"To be honest from start to finish it was all very smooth sailing. It helps that the sales staff and all the people were all very helpful. We would definitely recommend Bloor to friends and family"
Derek and Kerrie - Customer Service
Derek and Kerrie share their smooth and positive experience buying a new build from Bloor Homes with attentive sales staff and site support.