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Choosing a solicitor
Reviewing contracts and transfer documents
Once your solicitor has received the contract from the seller, they’ll review the terms to ensure they are accurate and legal. You’ll then receive a draft contract to sign and return.
The mortgage deed and the deposit
When your mortgage is confirmed, your solicitor will review the mortgage deed and provide a report. At this stage, you’ll also need to transfer your deposit to your solicitor, which will be used to secure the purchase.
Exchanging contracts and finalising the transaction
On the agreed date, your solicitor will arrange with the seller’s solicitor to exchange the signed contracts. This legally commits both parties to the transaction. After the exchange, your solicitor will transfer the final balance, completing the sale.
Paying stamp duty and land tax
After completion, your solicitor will ensure that stamp duty and land tax are paid, and they will notify the Land Registry of your new ownership.
FAQs
Frequently asked questions
We've gathered the most common questions from homebuyers like you, with clear, straightforward answers to help you feel confident every step of the way. Browse our FAQs to filter to the answer that matters most to you.
Ultimately, the date that your solicitor gets paid is determined by the firm you choose to go with. Some solicitors require a deposit upfront, while others set their payment deadline on the same day as Exchange of Contracts or Completion. Read through the firm’s contract carefully - some solicitors may be more lenient than others if the purchase falls through.
The process typically takes up to 12 weeks. While individual factors can change the amount of time you wait, your solicitor should inform you of any problems or delays.
If you’re purchasing a property in the UK, the solicitor you’re using needs to be licensed in the UK. The easiest way to find out if your solicitor is registered is by checking the Law Society website. It’s also a good idea to read up on a firm’s reviews before choosing who to go with. The funds required to purchase a house are significant and you need to have 100% confidence in the firm you end up going with.
At Bloor homes, we have a number of independent, trusted and vetted solicitors that we work with who we’d gladly recommend.