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Choosing a solicitor

Reviewing contracts and transfer documents

Once your solicitor has received the contract from the seller, they’ll review the terms to ensure they are accurate and legal. You’ll then receive a draft contract to sign and return.

The mortgage deed and the deposit

When your mortgage is confirmed, your solicitor will review the mortgage deed and provide a report. At this stage, you’ll also need to transfer your deposit to your solicitor, which will be used to secure the purchase.

Exchanging contracts and finalising the transaction

On the agreed date, your solicitor will arrange with the seller’s solicitor to exchange the signed contracts. This legally commits both parties to the transaction. After the exchange, your solicitor will transfer the final balance, completing the sale.

Paying stamp duty and land tax

After completion, your solicitor will ensure that stamp duty and land tax are paid, and they will notify the Land Registry of your new ownership.

FAQs

Frequently asked questions

We've gathered the most common questions from homebuyers like you, with clear, straightforward answers to help you feel confident every step of the way. Browse our FAQs to filter to the answer that matters most to you.